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INCOME TAX PLANNING AND SAVING

প্রথমে আপনার ইনকাম থেকে বাদ যাবে যথাক্রমে এগুলি 1. LTA 2. HRA 3. GRATUITY 4. LEAVE ENCASHMENT

চারটি কে একসঙ্গে বলে  CHAPTER 10 EXEMPTIONS IN INCOME TAX

দ্বিতীয়ত পরের তিনটি আপনার ইনকাম থেকে বাদ দেয়া হবে 5. PPF  যেটা পনেরো বছর পর সুদ সমেত রিটার্ন দেবে আপনাকে 6. INSURANCE  যা আপনাকে আপনার প্রয়োজনে সাহায্য করবে  7. HOME LOAN লোনের ইএমআই বা কিস্তি বাবদ যা খরচ হবে আপনার

পাঁচ থেকে সাত এইগুলোকে বলা হয় DEDUCTION UNDER CHAPTER 6

তারপর যদি ইনকাম 10 লাখের উপর হয়     তাহলে সরকার ট্যাক্স স্বরূপ নিয়ে নেবে ৩০%, কিন্তু যদি আমরা ইনকাম পাঁচ লাখের কম হয় নিয়ম অনুযায়ী তার উপর ৫% ট্যাক্স হয় কিন্তু সরকার সেটা ট্যাক্স ফ্রি করে দেয়।

১৪০ কোটি ভারতীয়র মধ্যে ট্যাক্স ফাইল করে ৪০ কোটির মত মানুষ, ৩০ কোটির মত মানুষ ইনকাম ট্যাক্স ফাইল করল তারা ট্যাক্স দেয় না। ট্যাক্স দেয় কেবল ১০ কোটি মানুষ।

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